

What is PayBrief?
PayBrief is a free UK take-home pay calculator and budget tracker. Calculate your exact take-home using 2025/26 HMRC rates — income tax, NI, pension, student loans and Scottish tax. Track outgoings, visualise spending with charts, and never miss a bill with the payment calendar. Optional AI bank statement import (£1.49 one-time). No ads. No subscription. Your data never leaves your phone.
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