Every AI tool: Claude, OpenAI, Gemini — asks you for an API key. Most people have no idea what that means, where to find it, or what to do with it. They copy it, lose it, paste it into the wrong terminal, and give up. AI API Wallet is like Apple Pay for your AI API keys. Your wallet stores them encrypted via AES-256-GCM, tied to your macOS Keychain. The raw key string never touches your clipboard. A lightweight shell hook injects your keys as environment variables on every new terminal session.
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